Membership
Answers from the cards you hold.
Membership is open. Add your cards and get answers worked out from them: which card to use for a purchase, your bonus pace, what to do before an annual fee posts, and whether another card would help.
Already a member? Go to your account.
$9a month
Billed every month until you cancel.
$79a year
Works out to $6.58 a month, billed once a year.
Sign in with your email and add your cards for free. Your answers open when you choose monthly or yearly and pay on our checkout page, through Stripe. Cancel anytime.
Included
- Your cards, picked from our checked list of 41 US cards
- Which card to use, bonus pace, renewal checks with what to say, and the next-card check, all from your own cards
- This week's finds for your cards, soonest deadline first
- Reminder emails before a bonus deadline, an annual fee or a find for your cards ends
- The member connector: an assistant that supports connector sign-in answers from your own cards
- Download your data or delete your account whenever you like
Coming next
- The member connector inside Muse and Grok Bot, and listings in their directories
US cards only, for now.
How to start
Three steps, a few minutes.
01
Sign in with your email
No password. We email you a code and a link that sign you in, and signing in creates your account.
02
Add the cards you hold
Pick them from our list of 41 US cards, checked against the issuers' own pages. Add a nickname and the last 4 digits if you like, never the full number. Adding cards is free.
03
Choose monthly or yearly
$9 a month or $79 a year, paid on our checkout page through Stripe. Your answers open as soon as the payment goes through.
Billing
How paying works.
- Stripe takes the payment on its own page. We never see your card number.
- Your plan renews by itself every month or every year until you cancel.
- Cancel anytime: open your account and choose Manage billing. Your plan keeps working to the end of the period you paid for, then stops.
- We do not refund part of a period, except where the law requires it.
- Deleting your account ends your plan at once, without a refund.
- Manage billing is also where you switch between monthly and yearly, update your card and find your receipts.
The terms of use have the details, and the privacy page lists what we keep.
Who it is for
People who pay in full.
It suits people with two to six cards who pay in full every month. If you carry a balance, interest can outweigh rewards, so start with the free payoff planner instead.
Free card tools exist and might be all you need. CardReply is for people who want answers worked out from their own cards, in one place.
Asked to join the pilot? Membership is open now, so you can start whenever you like.