The pilot

Your cards. A plan that fits.

The free tools and chat preview are ready to explore. Now we are inviting 20 people to help shape the connected experience. The first month of the assisted pilot is $9. Start with a quick fit check; we will agree on the details by email before anything is charged.

Quick check, 1 of 2

Do you pay your cards in full every month?

Not yet

Then hold off for now.

Start with a payoff plan. Interest can outweigh rewards, so the pilot is designed for people who pay their cards in full.

Build a payoff plan

Quick check, 2 of 2

Working on a welcome bonus, or about to be?

You're a fit

All of it applies to you.

Mostly a fit

You'd use the cheat sheet and the renewal plan right away. People with a bonus in progress get spots first.

We'll email you back. No mailing list.

US cards only, for now.

Price

A simple membership.

No commission when you open a card and no cut of your rewards. So there's no reason for us to push you toward anything.

$9a month

Planned membership price.

$79a year

Works out to $6.58 a month.

The website tools and sample chat are free. Pilot details are confirmed by email; this form takes no payment.

  • Bonus pace, card cheat sheet, renewal plan, next-card check
  • A card plan shaped around your goals
  • Native assistant connections in development

Free card tools exist and might be all you need. CardReply is for people who want it handled in one place, with planned connections to Muse, ChatGPT and Grok.